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01. Which term among the following is not
related to banking?
a)
Right off set off; b) Right to lien; c) Sub
standard assets; d) endowment plan; e) credit risk
02. Which among the following is short
term borrowings for any firm?
a)
Debentures; b) shares; c) long term loans
availed from banks; d) subordinated borrowings; e) sundry creditors
03. Raman brothers- a partnership company
engaged in selling textile goods is able to pay Rs. 10 lakhs out of the total
purchase of Rs. 30 lakhs and the wholesale dealer enters into credit terms with
the firm so that Raman brothers can settle the dues within 60 days and how it
is represented in the balance sheet of the firm?
a)
Sundry debtors; b) term loan; c) sundry creditors;
d) debt funds; e) none of the above
04. What do you mean by the rate of
discount at which the Reserve Bank of India discounts the first class bills of
exchange brought by the banks in the country?
a)
Repo rate; b) bank rate; c) reverse repo
rate; d) cash reserve ratio; e) none of the above
05. The stock exchange pertaining to BSE
is sensex and NSE is nifty and in the case of Tokyo in Japan
a)
Simix; b) Nikkei; c) Mibtel; d) Bovasta; e)
none of the above
06. Which is not correctly matched in
respect of the following?
a)
Immovable properties – mortgage; b) movable
properties – hypothecation; c) safe deposit locker – lease; d) safe custody
receipt – plege; e) loan against insurance policy – assignment
07. The loans granted to the following are
treated as priority sector advances except one – find the odd man out:
a)
Small scale industries; b) professional and
self employed persons; c) differential rate of interest scheme; d) corporate;
e) small business enterprises
08. When it comes to security precautions
as provided in the currency notes issued by RBI in our country, which among the
following are considered to be the odd man out?
a)
Security thread; b) intoglia printing; c)
optically variable ink; d) currency value; e) microletterings
09. When it comes to electronic banking
which among the following are not coming under the purview of electronic
banking?
a)
Debit cards; b) credit cards; c) mobile
banking; d) safe deposit locker; e) internet banking
10. Bank of America situated at New York
is opening an account with State Bank of India at Kolkatta and what do you mean
this?
a)
Nostro account; b) Vostro account; c) Loro
account; d) RFC account; e) FCNR account
11. The returned non resident Indians are
permitted to open the following accounts:
a)
Non resident external account; b) Non
resident ordinary account; c) RFC account; d) FCNR account; e) none of the
above
12. Find the odd man out from the
following when it comes to low risk clients as per KYC guidelines:
a)
Regulatory and statutory bodies; b)
government owned companies; c) salaried customers; d) pardanashin women; e)
salaried customers
13. Find the odd man out from the
following:
a)
Oriental Insurance company Limited; b) Life
Insurance Corporation of India; c) National Insurance company Limited; d) New
India assurance company Limited; e) United Insurance company Limited
14. Find the odd man out from the
following:
a)
Max New York life insurance company
limited; b) HDFC life insurance company limited; c)( ICICI prudential life
insurance company Limited; d) Life insurance corporation of India; e) Kotak
Mahindra life insurance company Limited
15. When it comes to specific principles
of insurance which among the following is odd man out?
a)
Utmost good faith; b) insurable interest;
c) indemnity; d) balanced funds; e) subrogation
16. What do you mean by RIDF?
a)
Rural India development fund; b) Rural
Infrastructure development fund; c) Rural Innovative development fund; d) Rural
Industrial development fund; e) none of the above
17. Which among the following is not
correctly matched?
a)
Equity shares – dividend; b) preference
shares – interest; c) debentures – interest; d) bonds – interest; e) non
cumulative preference shares – dividend
18. In the term called as UNSCR, what do
you mean by “S”?
a)
Secondary; b) security; c) sensitivity; d)
seniority; e) selectivity
19. When it comes to bullion, which among
the following is odd man out?
a)
Gold; b) palladium; c) platinum; d) silver;
e) diamond
20. Importer exporter code is issued by
which among the following?
a)
Reserve Bank of India; b) Director general
of foreign trade; c) Insurance regulatory and development authority; d)
securities and exchange board of India; e) Finance ministry
21. When it comes to service industry,
which among the following group is odd man out?
a)
Education – hotel – transport; b) hotel
industry – transport – milk supply; c) banking – insurance – hospital; d) motorcycle
manufacturing industry – railways – airways; e) motorcycles rental – security –
share broking
22. When an exporter before shipment of
goods avails a loan for procurement of raw materials, processing,
manufacturing, storing and shipping of goods, it represents:
a)
Export finance; b) import finance; c)
packing credit; d) term loan; e) cash credit
23. Purchasing the securities at one
market and selling the same securities at another market simultaneously is
termed as:
a)
Arbitrage; b) forfaiting; c) spread; d)
factoring; e) advancing
24. Find the odd man out when it comes to
sanctioning of loans to a customer?
a)
Borrowing; b) lending; c) advancing; d)
procuring; e) extending credit
25. Which of the following banks is
limited to agriculture and rural finance?
a)
SIDBI; b) Reserve Bank of India; c) IFCI;
d) EXIM bank; e) NABARD
26. Which among the following do not
pertain to current assets of any firm?
a)
Cash balance; b) bank balance; c) stock of
goods; d) land and buildings; e) sundry debtors
27. Post offices in India are having
deposit and investment schemes like commercial banks in India and out of the
following such schemes, which is the odd man out?
a)
Kisan credit card; b) Kisan vikas patra; c)
National savings certificate; d) Indira vikas patras; e) all the above
28. What do you mean by the term – ALM in
banking parlance?
a)
Asset liability maintenance; b) asset
liability management; c) asset liability manpower; d) asset liability maturity;
e) asset liability modernization
29. During the recent times, you had come across
the following news headlines –“ FIPB clears Jet-Ethiad deal with riders” and
what do you mean by FIPB?
a)
Foreign Industries promotion board; b)
Foreign Investment Promotion board; c) Foreign Investment promotion bureau; d)
Federal Investment promotion board; e) Federal Industries promotion board
30. “Measures to stabilize rupee must not
hit growth – Rajan” – Hours after the RBI said that stabilizing the battered
rupee is its priority – Raghuram Rajam said the RBI’s action in this regard
must not hurt growth too much – these are the news you had come across in
newspapers during recent times – Raghuram Rajan functions as:
a)
RBI deputy governor; b) RBI chief
secretary; c) Chief economic adviser to finance ministry; d) Secretary to
commerce ministry; d) none of the above
TEST
NO: 008 - ANSWERS
1-D
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2-E
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3-C
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4-B
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5-B
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6-D
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7-D
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8-D
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9-D
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10-B
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11-C
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12-D
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13-B
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14-D
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15-D
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16-B
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17-B
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18-B
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19-E
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20-B
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21-D
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22-C
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23-A
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24-D
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25-E
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26-D
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27-A
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28-B
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29-B
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30-C
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