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01. Reserve Bank of India was established
on 1st April, ______in accordance with the provisions
of Reserve Bank of India act_________
a)
1935 – 1934; b) 1934-1935; c) 1935-1936; d)
1937-1938; e) all the above
02. Reserve Bank of India was nationalized
during the year:______
a)
1948; b) 1949; c) 1951; d) 1952; e) all the
above
03. What do you mean by the term called as
FEMA?
a)
Foreign exchange maintenance act; b) Forex
management act; c) Foreign exchange management act; d) Foreign exchange
managing act; e) Foreign exchange mortgaging act
04. Find the odd man out from the
following group:
a)
Current account, savings bank, fixed
deposit; b) savings bank, fixed deposit, recurring deposit; c) Fixed deposit,
recurring deposit, reinvestment deposit; d) recurring deposit, reinvestment
deposit, non resident external account; e) fixed deposit, current account,
savings bank
05. Find the odd man out from the
following:
a)
Bank of Tokyo; b) Barclays Bank; c) Hong
Kong Bank; d) Bank of America; e) State Bank of India
06. Find the odd man out from the
following:
a)
Barclays Bank; b) Hong Kong Bank; c) Bank
of America; d) State Bank of India; e) Industrial Finance Corporation of India
07. What do you mean by “E” in the term
called as EFT?
a)
Electrical; b) electronic; c) elementary;
d) engineering; e) none of the above
08. An account essentially a drawing
account against which credit has been granted by the bank and is operated in
the same way as current account in which an overdraft limit has been sanctioned
is called as:
a)
Overdraft account; b) Cash credit account;
c) current account; d) term loan account; e) none of the above
09. What are the essentials of money
laundering?
a)
A crime is committed; b) there are gains
from the crime; c) proceeds have been received from crime; d) there is some
transaction in respect of these proceeds or the gains; e) all the above
10. The aspects which require special
mention while judging the standard of corporate governance in a banking
institution are:
a)
Constitution of the board of directors; b)
transparency; c) policy formulation; d) internal controls; e) all the above
11. Which among the following are called
as negotiable instruments?
a)
Cheque; b) demand draft; c) bill of
exchange; d) promissory note; e) all the above
12. When it comes to IFSC code, it
pertains to which among the following ?
a)
Bank code; b) branch code; c) account code;
d) party code; e) none of the above
13. You are working in Alpha branch and a
customer presents a cheque for Rs. 10000.00 crossed to Beta bank for collection
in his account maintained with your branch and you are advised to return the
cheque by your supervisor and with what reasons?
a)
Crossed cheque; b) generally crossed; c)
specially crossed; d) mutilated; e) unwarranted
14. Find the correct match from the
following:
a)
Indian bank-Kolkatta; b) Canara
Bank-Bangalore; c) Syndicate Bank – Mumbai; d) Indian Overseas Bank-coimbatore;
e) Punjab National Bank – Hyderabad
15. Find the incorrect match from the
following:
a)
Indian Overseas Bank – Chennai; b) Indian
Bank – Chennai; c) Bank of India – Mumbai; d) Punjab National Bank – New Delhi;
e) Syndicate Bank-Manipal
16. Find the odd man out from the
following :
a)
Indian Bank; b) Canara Bank; c) Indian
Overseas Bank; d) Corporation Bank; e) Bank of India
17. Jammu and Kashmir Bank is considered
to be:
a)
Nationalised bank; b) New private sector
bank; c) foreign bank; d) local area bank; e) old private sector bank
18. The total market value of all final goods
and services produced in a year is called as:
a)
Gross national product; b) gross domestic
product; c) national income; d) flat money; e) none of the above
19. Bulls and bears are connected to which
among the following:
a)
Banking industry; b) capital market; c)
insurance industry; d) zoo located in Trivandrum; e) animals shown in animal
planet
20. Bouncing is a word used in banking on
account of which among the following:
a)
Cheque honouring; b) cheque discounting; c)
cheque collection; d) cheque return; e) none of the above
21. When it comes to crossing of a cheque
or draft, which among the following is found to be in order?
a)
Two parallel transverse lines on the left
hand corner of the instrument;
b)
Two parallel tranverse lines on the right
hand corner of the instrument;
c)
Two horizontal transverse lines on the left
hand corner of the instrument
d)
Two parallel transverse lines on the bottom
portion of the instrument
e)
None of the above
22. The material alteration made on a
document or a negotiable instrument like a cheque to change the mandate of the
drawer with intention to defraud is called as:
a)
Mutilation; b) forgery; c) alteration; d)
correction; e) none of the above
23. The capacity of the borrower to repay
the loan or advance in time along with interest as per agreed terms is called
as:
a)
Creditworthiness; b) credibility; c) credit
consciousness; d) credit control; e) none of the above
24. A person who takes some money from the
other person with an undertaking to repay the amount with or without interest
after some time is called as
a)
Friend; b) enemy; c) neighbor; d) debtor;
e) thief
25. When it comes to the term called as
“E-commerce”, what do you mean by “E”?
a)
Elementary; b) electronic; c) engineering;
d) essential; e) economics
26. Permanent account number relates to
which among the following?
a)
Income tax assessment; b) establishing a
shop; c) getting telephone connection; d) account number provided for savings
accounts in banks; e) number provided for each individual while providing
AATHAAR card
27. When it comes to the various parties
connected to letter of credit which among the following is not in order?
a)
Exporter; b) importer; c) exporter’s bank;
d) customs authority; e) importer’s bank
28. Banks insist operation conditions
while opening joint account with banks and which among the following phrases is
not in practice when it comes to operation in joint accounts?
a)
Either or survivor; b) former or survivor;
c) jointly operated; d) No: 1 or survivor; e) allow the first party only
29. When it comes to hindu undivided
family, who is allowed to operate the account among the following?
a)
The senior most male member of the family;
b) the senior most female member of the family; c) either the senior most male
member or female member of the family; d) any male member in the family; e)
none of the above
30. In the term called as GATT, what do
you mean by “A”?
a)
Appropration; b) amendment; c) adjustment;
d) agreement; e) analysis
TEST
NO: 007- ANSWERS
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1-A
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2-B
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3-A
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4-D
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5-E
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6-E
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7-B
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8-B
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9-E
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10-E
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11-E
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12-B
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13-C
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14-B
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15-D
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16-D
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17-E
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18-A
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19-B
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20-D
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21-A
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22-B
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23-A
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24-D
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25-B
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26-A
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27-D
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28-E
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29-A
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30-D
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