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Sunday, May 26, 2013

IBPS – BANKING AWARENESS - PART: 001 BANKING TERMS – ABBREVIATIONS – SOLUTIONS



IBPS – BANKING AWARENESS - PART: 001
BANKING TERMS – ABBREVIATIONS – SOLUTIONS

01
PPP
PURCHASING POWER PARITY
02
GDP
GROSS DOMESTIC PRODUCT
03
GNI
GROSS NATIONAL INCOME
04
GDP
GROSS DOMESTIC PRODUCT
05
PDI
PERSONAL DISPOSABLE INCOME
06
NNP
NET NATIONAL PRODUCT
07
FC
FACTOR COST
08
WPI
WHOLE SALE PRICE INDEX
09
NSO
NATIONAL STATISTICAL COMMISSION
10
NSSO
NATIONAL SAVINGS SURVEY ORGANISATION
11
CSO
CENTRAL STATISTICAL ORGANISATION
12
NDC
NATIONAL DEVELOPMENT COUNCIL
13
LPG
LIBERALISATION, PRIVATISATION AND GLOBALISATION
14
MTA
MID TERM APPRAISAL
15
IMR
INFANT MORTALITY RATE
16
TFT
TOTAL FERTILITY RATE
17
WHO
WORLD HEALTH ORGANISATION
18
NDC
NATIONAL DEVELOPMENT COUNCIL
19
HDR
HUMAN DEVELOPMENT REPORT
20
HDI
HUMAN DEVELOPMENT INDEX
21
IHDI
INEQUALITY ADJUSTED HUMAN DEVELOPMENT INDEX
22
GII
GENDER INEQUALITY INDEX
23
MPI
MULTIDIMENSIONAL POVERTY INDEX
24
PDS
PUBLIC DISTRIBUTION SYSTEM
25
MRP
MIXED RECALL PERIOD
26
URP
UNIVERSAL RECALL PERIOD
27
CDS
CURRENT DAILY STATUS
28
UPS
UNIVERSAL PRINCIPAL STATUS
29
CWS
CURRENT WEEKLY STATUS
30
MPCE
MONTHLY PER CAPITA CONSUMPTION EXPENDITURE
31
SSA
SARVA SHIKSHA ABHIYAN
32
NRHM
NATIONAL RURAL HEALTH MISSION
33
ICDS
INTEGRATED CHILD DEVELOPMENT SCHEME
34
MDM
MID DAY MEAL
35
EGS
EDUCATION GUARANTEE SCHEME
36
ICDS
INTEGRATED CHILD DEVELOPMENT SCHEME
37
AIE
ALTERNATIVE AND INNOVATIVE EDUCATION
38
NRDWP
NATIONAL RURAL DRINKING WATER PROGRAMME
39
ARWSP
ACCELERATED RURAL WATER SUPPLY PROGRAMME
40
TSP
TOTAL SANITATION PROGRAMME
41
NSAP
NATIONAL SOCIAL ASSISTANCE PROGRAMME
42
MGNREGA
MAHATMA GANDHI RURAL EMPLOYMENT GUARANTEE ACT
43
IAY
INDIRA AWAS YOJANA
44
NREGA
NATIONAL RURAL EMPLOYMENT GUARANTEE ACT
45
RGGVY
RAJIV GANDHI GRAMIN VIDYUTIKARAN YOJANA
46
JNNURM
JLN NATIONAL URBAN RENEWAL MISSION
47
UIDSSMT
URBAN INFRASTRUCTURE DEVELOPMENT SCHEME FOR SMALL AND MEDIUM TOWNS
48
EGSM
EMPLOYMENT GUARANTEE SCHEME OF MAHARASHTRA
49
TRYSEM
TRAINING RURAL YOUTH FOR SELF EMPLOYMENT
50
IRDP
INTEGRATED RURAL DEVELOPMENT PROGRAMME


IBPS - BANKING/INSURANCE EXAMINATIONS – RAPID READING EXERCISE BULLET POINTS - PART: 002



IBPS - BANKING/INSURANCE  EXAMINATIONS – RAPID READING EXERCISE

BULLET POINTS - PART: 002


DEVELOPMENT PROGRAMMES

01. The various employment, poverty, rural and urban development programmes launched in the country were:
·         Employment guarantee scheme of Maharashtra – EGSM - 1972
·         Training rural youth for self employment – TRYSEM – 1979
·         Integrated rural development programme – IRDP – 1980
·         National rural employment programme – NREP – 1980
·         Rural landless employment guarantee programme – RLEGP – 1983
·         Jawahar Rozgar Yojana – JRY – 1989
·         Nehru Rozgar Yojana – 1989
·         Scheme of Urban Wage Employment – SUWE – 1990
·         Employment Assurance Scheme – EAS – 1993
·         Swarna Jayanthi Shahari Rozgar Yojana – SJSRY – 1997
·         Swarna Jayanthi Gram Swarazgor Yojana – SJGSY – 1.4.1999
·         Jai Prakash Narayan Rozgar Guarantee Yojana – JPNRGY
·         Pradhan Mantri Gramadoya Yojana – PMGY – 2000
·         Sampoorna Grameen Rozgar Yojana – SGRY – 25.09.2001
·         Food for work programme – 2001
·         Prime Minister’s employment generation programme – PMEGP – 2008
02. The various rural development programmes launched in the country were:
·         Community development programme – CDP – 1952
·         National fund for rural development – NFRD – 1984
·         Council for advancement of people’s actions and rural technology – CAPART – 1986
·         District rural development agency – DRDA – 1993
·         Pradhan Mantri Gram Sadak Yojana – PMGSY – 2000
·         Twenty point programme – 1975
·         Drought prone areas programme – DPAP - 1973
·         Annapoorna scheme – 2000
·         Total sanitation campaign – TSC – 1.4.1999
·         Nirmal Gram Puraskar – NGP – October, 2003
·         Desert Development Programme – DDP- 1977-1978
·         Integrated Wasteland Development Programme – IWDP – 1989-1990
·         Valmiki Ambedkar Awas Yojana – VAAY – December, 2001
·         Member of Parliament Local Area Development Programme – MPLADP
·         Affordable Housing in Partnership – AHIP
·         Rajiv Awas Yojana – RAY – 2010
03. Women Empowerment programmes launched in the country were:
·         Support to training and emplolyment programme for women – STEPW – 2003/2004
·         Rajiv Gandhi scheme for employment of Adolscene Girls – RGSEAG – 19.11.2010
·         Rashtriya Mahila Gosh – National credit fund for women – 1993
·         Indira Gandhi Matriva Sahyog Yojana – IGMSY
·         Swayam Siddha – 2001
·         Swadhar – 1995
·         Support to training and employment programme for women – STEP
·         Development of women and children in rural areas – DWCRA – 1982
·         Dhan Laxmi – March 2008
·         Ujjwala – 4.12.2007
·         Gender Budgeting Scheme – GBS – 2004
·         National Mission for empowerment of Women – NMEW – 2010
04. The various education oriented programmes launched in the country were:
·         National Programme for education of girls at elementary level – NPEGEL – 2003
·         Kasturba Gandhi Balika Vidyalaya – KGBV – 2004
·         Inclusive education for the disabled at secondary stage – IEDSS – 2009/2010
·         Rashtriya Madhyamik Shiksha Abhiyaan – RMSA – March 2009
·         Saakshar Bharat – 8.9.2009
05. The various health oriented programmes launched in the country were:
·         National rural health mission – NRHM – 12.4.2005
·         Janani Suraksha Yojana – JSY– April 2005
·         Pradhan Mantri Swasthya Suraksha Yojana – PMSSY – 2010
06. The major agricultural revolutions which took place in the country were:
·         Black revolution – petroleum production
·         Blue revolution – fish production
·         Brown revolution – Leather/cocoa production
·         Golden fibre revolution – jute revolution
·         Golden revolution – overall horticulture development/honey production
·         Green revolution – foodgrain (cereals, wheat and leguminous plant)production
·         Grey revolution – fertilizer production
·         Pink revolution – onion production/pharmaceutical/prawn production
·         Rainbow revolution – holistic development of agricultural sector
·         Red revolution – meat and tomato production
·         Round revolution – potato revolution
·         Silver fiber revolution – cotton revolution
·         Silver revolution – egg/poultry production
·         White revolution – milk/dairy production (In-India operation food)
·         Yellow revolution – oil seeds production
·         Evergreen revolution – increase in productivity and prosperity without sociological harm
07. Public distribution system –
·         PDS was launched during 1967
·         To act as price support programme
·         The basic aim was to provide essential commodities such as rice, wheat, sugar, edible oil, soft coke and kerosene at subsidized prices
·         It is the largest distribution network in the world
08. Agricultural credit:
·         There are two sources of credit available to farmers – Institutional credit and non institutional/private credit
09. Institutional credit – covers cooperative societies and banks, commercial banks, Regional Rural banks and NABARD
10. Non Institutional/Private sources of credit are money lenders, traders and commission agents, relatives and landlords
11. The five Mahatratnas in the country are:
·         Oil and Natural Gas Corporation
·         Steel authority of India Limited
·         Indian oil corporation Limited
·         National thermal power corporation Limited
·         Coal India limited
12. The Navratnas in the country are:
·         Bharat Electronics Limited
·         Bharat Heavy Electrical Limited
·         Bharat Petroleum Corporation Limited
·         Gail (India) Limited
·         Hindustan Aeronautics Limited
·         Hindustan Petroleum Corporation Limited
·         Mahanagar Telephone Nigam Limited
·         National Aluminum Company Limited
·         National Mineral Development Corporation Limited
·         Neyveli Lignite Corporation Limited
·         Oil India Limited
·         Power Finance Corporation Limited
·         Power Grid Corporation of India Limited
·         Rashtriya Ispat Nigam Limited
·         Rural Electrification Corporation Limited
·         Shipping Corporation of India Limited
13. The different types of large scale industries available in the country are:
·         Iron and steel industry
·         Cotton and synthetic textile industry
·         Jute industry
·         Gems and jewellery
·         Paper Industry
·         Silk industry
·         Sugar industry
·         Cement industry
·         Petrochemical industry
·         Fertilizer industry
·         Automotive industry
14. The different forms of foreign investments are:
·         Direct foreign investment
·         Foreign collaboration
·         Inter-governmental loans
·         Loans from international institutions
·         External commercial borrowings
15. Foreign direct investments are not permitted in the case of:
·         Retail trading
·         Lottery business
·         Gambling and betting
·         Chit fund business, nidhi company
·         Real estate business
·         Manufacturing of cigars and tobacco products
·         Activities/sectors not opened to private sector viz railways and atomic energy
16. Balance of trade means – exports exceeding imports in value
17. The invisible transactions are classified into three categories namely:
·         Services travel
·         Income
·         Transfers
18. The main foreign exchange reserves in the country are:
·      Foreign currency assets – FCA
·      Gold stock of RBI
·      Special drawing rights SDRs
·      Reserve Tranche Position – RTP in the International Monetary Fund
19. FERA was enacted during the year 1973
20. FEMA was enacted during the year 1999
21. Money market instruments in the country are:
·         91day treasury bills
·         182 days treasury bills
·         364 days treasury bills
·         14 days treasury bills
·         Dated government securities
·         Certificate of deposits
·         Commercial papers
22. The various stock exchanges in the country are:
·         Ahmedabad stock exchange limited – Ahmedabad
·         Bangalore stock exchange limited - Bangalore
·         Bhubaneswarar stock exchange limited – Bhubaneswar
·         Bombay stock exchange limited – Bombay
·         Calcutta stock exchange limited – Kolkatta
·         Cochin stock exchange limited – Cochin
·         Coimbatore stock exchange limited – Coimbatore
·         Delhi stock exchange limited – Delhi
·         Gauhati stock exchange limited – Gauhati
·         Hyderabad Stock exchange limited – Hyderabad
·         Jaipur stock exchange limited – Jaipur
·         Ludhiana stock exchange limited – Ludhiana
·         Madhya Pradesh stock exchange limited – Indore
·         Madras stock exchange limited – Chennai
·         Magadh stock exchange limited – Patna
·         Mangalore stock exchange limited – Mangalore
·         National stock exchange limited – Mumbai
·         OTC stock exchange limited – Mumbai
·         Pune stock exchange limited – Pune
·         Saurashtra Kutch stock exchange limited – Rajkot
·         UP stock exchange limited – Kanpur
·         The Vodadara stock exchange limited – Vadodara
23. All India financial institutions of the country are:
·         Industrial Finance Corporation of India – IFCI – 1948 – New Delhi
·         State Finance Corporation of India – SFCs – 1951
·         Industrial credit and Investment Corporation of India – ICICI – 1955 – Mumbai
·         Industrial Development Bank of India – IFCI – 1964 – Mumbai
·         Industrial Investment Bank of India – IIBI – 1965
·         Small Industrial Development Bank of India – SIDBI – LUCKNOW
·         Unit Trust of India – 1964 – UTI
·         National Housing Bank – NHB – 1988 – New Delhi
·         EXIM Bank – 1982 – Mumbai
·         Tourism Finance Corporation of India Limited – TFCI – 1989 – New Delhi