BANKING TERMS -
ABBREVIATIONS
01.
ISCI – International Standard
Industrial Classification
02.
KCC – Kisan Credit Card
03.
KVIC – Khadi and Village Industries Corporation
04.
KYC – Know your customer
05.
LAMPS – Large Sized Adivasi Multipurpose societies
06.
LERMS – Liberalised Exchange Rate Management System
07.
LIC – Life Insurance Corporation of India
08.
MCA – Ministry of Company affairs
09.
MIS – Management Information System
10.
MICR – Magnetic Ink Character Recognition
11.
NABARD – National Bank for Agriculture and Rural
Development
12.
NBFC – Non Bank Finance Companies
13.
NEFT – National Electronic Funds Transfer
14.
NPA – Non Performing assets
15.
NRE – Non Resident External account
16.
NRI – Non Resident Indian
17.
NSE – National Stock Exchange
18.
OLTAS – Online tax accounting system
19.
OMO – Open market operations
20.
PACS – Primary Agricultural Credit Societies
21.
PDO – Public Debt Office
22.
PIN – Personal Identification Number
23.
QIB – Qualified Institutional Borrowings
24.
RBI – Reserve Bank of India
25.
RDBMS – Relational Database Management System
26.
REC – Rural Electrification Corporation
27.
RFC – Resident Foreign Currency
28.
RIDF – Rural Infrastructure Development Fund
29.
RRB – Regional Rural Bank
30.
RTGS – Real Time Gross Settlement
31.
RWA – Risk Weighted Assets
32.
SBI – State Bank of India
33.
SCB – Scheduled Commercial Bank
34.
SDR – Special Drawing Rights
35.
SEBI – Securities and Exchange Board of India
36.
SFMS -
Structured Financial Messaging Services
37.
SHG – Self Help Group
38.
SIDBI – Small Industries Development Bank of India
39.
SIDC – State Industrial Development Corporation
40.
SJSRY – Swarna Jayanthi Shahari Rozgar Yojana
41.
SLR – Statutory Liquidity Ratio
42.
SLRS – Scheme for Liberation and Rehabilitation of
Scdavangers
43.
SMERA – SME rating agency of India Limited
44.
SSI – Smal Scale Industries
45.
SME – Small and Medium Industries
46.
SSSBE – Smal Scale Service and Business Enterprises
47.
UTI – Unit Trust of India
48.
WPI – Wholesale Price Indes
49.
YTM – Yield to maturity
50.
LAB – Local Area Banks
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