01.
Shiksha Sahyog Yojana – SSY was launched
during the year 2001-2002 with an objective to provide education for children
living below poverty line
02.
Sampoorna Gramin Rojgar Yojana - SJRY
was launched during the year, 2001 for providing employment and food security
03.
Jai Prakash Rojgar Guarantee
Yojana- JPRGY was launched during the
year 2002-2003 to provide employment guarantee to unemployed in the most
backward districts in the country
04.
National Food for work programme –
NFFWP was launched during the year 2004 – to intensify the generation of
supplementary wage employment
05.
Bharat Nirman Programme - BNP was launched
during the year 2005 – for the development of rural infrastructure including
six components: irrigation, water supply, housing, road, telephone and
electricity
06.
National Rural Health Mission - NRHM was launched during the year 2005 to
provide accessible, affordable and accountable quality health services to the
poorest households in the remotest rural regions
07.
Jawaharlal Nehru National Urban
Renewal Mission was launched during the year, 2005-2006 to assist cities and
towns in taking up housing and infrastructural facilities to the urban poor
08.
National Rural Employment Guarantee
Act – NREGA was launched during the year, 2006 to provide at lest 100 days wage
employment in rural areas
09.
Ujjwala scheme was launched during the year, 2007
for the prevention of trafficking and rescue, rehabilitation and reintegration
of victims of trafficking for commercial sexual exploitation
10.
Aam Aadmi Bhima Yojana – AABY was launched during
the year, 2007 – to provide insurance to the head of the family of rural
landless households in the country against death and disability
11.
Rashtriya Swasthiya Bima Yojana – RSBY was launched
during the year, 2007. As per the scheme the workers and their family members
in the unorganized sector, living below poverty line will be covered for health
care, smart cards to be issued to the beneficiaries to enable cash less
transaction – the total sum assured is Rs. 30000 per family per annum. Central
and state share is 75:25
12.
Indira Gandhi National Old Age Pension Scheme –
IGNOAPS was launched during the year, 2007 to provide monthly pension of Rs.
200 to those people living below poverty line, who has crossed 65 years of age
13.
Unorganised workers social security act was
launched during the year 2008 to provide social security to the poor workers
and their families working in un-organised sector
14.
Indira Gandhi National Widow Pension Scheme and
Indira Gandhi National Disability Pension Scheme were launched during the year,
2009 to provide pension of Rs. 200 to widows between the age group 40-64 years
and disability pension scheme aims to provide pension to severely disabled
persons.
15.
Pradhana Mantri Adarsh Gram Yojana was launched
during the year, 2009 – with the main objective for integrated development of
1000 villages having population of scheduled castes above 50%
16.
Sarva Siksha Abyan was launched during the year
2010-2011 to provide scholarship for SC/ST students of classes IX and X
17.
MGNREGA was launched during the year 2011 – to
increase the remuneration of Anganwadee workers from Rs. 1500 to 3000 per month
and for Anganwadee helpers from Rs. 750 to Rs. 1500 per month
18.
Indira Gandhi Old Age Pension Scheme – IGNOAPS was
launched during the year 2011 to provide monthly pension of Rs. 500 to those
people living below poverty line who has crossed 60 years of age.
19.
NSE – National Stock Exchange was
incorporated in 1992
20.
NSE was incorporated by Industrial
Development Bank of India, Industrial Credit and Investment Corporation of
India, Industrial Finance Corporation of India, all insurance coporations,
selected commercial banks and others.
21.
NSE provides exposure to investors in
two types of markets namely; wholesale debt market and capital market
22.
Capital market is the market for long
term funds
23.
A savings bank is a financial
institution whose primary purpose is to accept savings deposits
24.
A commercial bank is an institution
which accepts deposits, makes business loans and offers related services.
25.
Development Banks are those financial
institutions engaged in the promotion and development of industry, agriculture
and other key sectors
26.
Development banks are IFCI; ICICI and
IDBI
27.
IFCI – Industrial Finance Corporation
of India
28.
ICICI – Industrial Credit and
Investment Corporation of India
29.
IDBI – Industrial Development Bank of
India
30.
Cooperative Banks are registered
under the Cooperative Societies act, 1912
31.
The following are the functions of
exchange banks – remitting money from one country to another country,
discounting of foreign bills, buying and selling gold and silver and helping
import and export trade
32.
The functions of banks can be
classified into three parts namely; primary functions, secondary functions and
social/development functions
33.
The primary functions are – accepting
deposits and advancing loans
34.
The different types of deposit
accounts are: Term deposits namely – Fixed deposit, Reinvestment deposit and
Recurring deposit; current account; savings deposit and demat account
35.
The different types of loans are –
cash credit, overdraft, loans and advances, discounting of the bill of exchange
and investment in government securities
36.
The secondary functions can be classified into
agency or representative functions, general utility services and
social/developmental functions
37.
Agency or representative functions include –
collection and payment of various items; purchase and sale of securities;
trustee and executor services; remitting money; purchase and sale of foreign
exchange; letter of references and other agency functions
38.
General utility services include – locke
facilities, business information and statistics; help in transportation of
goods; acting as a referee; issuing letters of credit; acting as underwriters;
issuing of travelers cheques and credit cards; issuing gift cheques, dealing in
foreign exchange and merchant banking services.
39.
The social development functions include – capital
formation, inducement to innovations, impact on the rate of interest, role in
the development of rural sector and helpful in pushing up the demand
40.
E-banking is also called as virtual banking
41.
The popular services which are covered under
e-banking are: automated teller machine, debit card, electronic funds transfer,
mobile banking, telephone banking, credit card, smart card, cheques truncation
payment and internet banking
42.
Securities and Exchange Board of India – SEBI was
established in 1992
43.
Control of capital issues was the regulatory
authority before SEBI came into existence
44.
SEBI has to be responsive to three groups namely;
the issues of securities; the investors and the market intermediaries
45.
PMAC – Primary Market Advisory Committee
46.
SMAC – Secondary market advisory committee
47.
SCODA – SEBI committee on disclosures and
accounting standards
48.
SIDBI – Small Industries Development Bank of India
– SEBI was established in 1989
49.
IRBI – Industrial Reconstruction Bank of India has
been reconstituted into a full fledged all purpose develop;ment bank on
27.03.1997 under the companies act and it is now known as Industrial Investment
Bank olf India Limited.
50.
National Housing Bank was established in July 1988
under National Housing Bank act 1987
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