01. Laxmi Commercial Bank merged with Canara
Bank
02. CAMEL
denotes – capital adequacy, asset quality, management, efficiency and liquidity
03. Banks are
subject to operational risk, credit risk, market risk, liquidity risk
04. When the
ATM machine installed in the bank is out of order, it is called as operational
risk
05. When the
computers are not functioning, it is called as operational risk
06. When the
loans are not repaid in time, it is called as credit risk
07. When the
banks products fail to survive in the market, it is called market risk
08. When the
banks are not able to pay the amount to the depositors, it is called as
liquidity risk
09. IFSC code
denotes the branch code of any bank
10. IFSC code
consists of eleven digits
11. Tissue
culture denotes propagation of cells
12. Aqua
culture denotes shrimp farming and fish production
13. Horticulture
means fruit production
14. Sericulture means silk production
15. Pisciculture means fish farming
16. Apiculture means honeybee rearing
17. Sylvi culture means cultivation of fodder crops
18. Moriculture means cultivation of mulberry
19. Olericulture means vegetable cultivation
20. Increase in agriculture production is called as green revolution
21. The activity which concerns milk production, it is called as white
revolution
22. When the activity relates to meat production, it is called as red
revolution
23. When the activity relates to cocoa production, it is called as brown
revolution
24. When the activity relates to rubber production, it is called as black
revolution
25. When the activity relates to fish farming, it is called as blue
revolution
26. When the activity relates to cultivation of oil seeds and pulse
production, it is called as yellow revolution
27. When the activity relates to flower production, it is called as
rainbow revolution
28. Marginal farmer is one who has irrigated lands less than 1.25 acres or
non irrigated lands less than 2.5 acres
29. Small farmer is one who has irrigated lands less than 2.50 acres or
non irrigated lands less than 5.00 acres
30. Agricultural laborer is one whose 50 percent of income is from
agriculture
31. The old private sector banks in the country are: City Union Bank,
Tamilnadu Mercantile Bank, SBI commercial Bank, Catholic Syrian Bank,
Dhanalakshmi Bank, Federal Bank, Jammu and Kashmir Bank, Karnataka Bank, Karur
Vysya Bank, Lakshmi Vilas Bank, Nainital Bank, Ratnakar Bank, South Indian Bank
Limited, ING Vysya Bank Limited
32. The new private sector banks in the country are: Axis Bank,
Development credit bank, HDFC Bank, ICICI Bank, Indus Ind Bank, Kotak Mahindra
Bank, Yes Bank
33. The subsidiaries of State Bank of India are; State Bank of Patiala;
State Bank of Hyderabad; State Bank of Travancore; State Bank of Bikaneer and
Jaipur and State Bank of Mysore.
34.
Oriental Bank of Commerce has taken over Global Trust Bank
35. For
charging interest on loans/advances from July 2010, RBI introduced the
following system namely; Base lending rate system in the place of Benchmark
Prime Lending Rate system
36. Money
laundering refers to conversion of money which is legally obtained
37. The account
in which trading of shares in their electronic form is called as DEMAT account
38. Reserve
Bank of India issues all the currency notes except one rupee note
39. RBI doe not
transact the business of which of the following state government namely – Jammu
and Kashmir
40. The first
Indian bank to open a branch outside India in London in 1946 is Bank of India
41. NRI
deposits are called as hot money
42. Euro Bond
is an instrument issued in a country other than the country of the currency of
the bond
43. National
Income Estimates in India are prepared by Central Statistics Commission
44. Full
convertibility of a rupee means determination of rate of exchange between rupee
and foreign currencies freely by the market forces of demand and supply
45. RBI has
prescribed that all scheduled commercial banks should maintain their SLRs in
dated securities notified by RBI; treasury bills of Government of India and
State Development Loans
46. The
following category of banks were mooted with a view to providing an
Institutional mechanism for promoting rural and semi urban savings as well as
for the provision of credit for viable economic activities in local areas –
Local area banks in the private sector
47. LAB means
local area banks
48. The first
Private bank in India to receive an in principle approval from Reserve Bank of
India was Housing Development Finance Corporation Limited
49. The actual
return of an investor is reduced sometimes as the prices of the commodities go
up all of a sudden. In financial sector, this type of phenomenon is known as –
market risk
50. Rashtriya
Swastiya Bima Yojana started rolling from 1.4.2008
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