01. The products offered by commercial
banks in India can be classified into four major groups:
a)
Fund based services; b) non fund based
services; c) value added services; d) internet banking services; e) all the
above
02. Which among the following does not
belong to the internet banking services provided by commercial banks?
a)
Payment gateway services; b) real time
gross settlement; c) supply chain management; d) corporate internet banking; e)
supply chain partners
03. Banks in the country provide
preshipment finance in the form of _____________both in rupees as well as in
foreign currencies to assist the exporters for manufacturing or packing the
goods for export from the country
a)
Export packing credit; b) export bill
negotiation; c) export LC confirmation; d) export bill purchase and
discounting; e) rupee advance against export bills
04. When it comes to the requirements of
importers from the commercial banks in the country which among the following is
not true?
a)
Import letters of credit; b) direct import
bills; c) import collection bill services; d) arranging for buyer’s and
supplier’s credit; e) supplier’s credit
05. _________________is a type of
negotiable (transferable) financial instrument that is traded on a local stock
exchange of a country;
however, represents a security, usually in the form of equity that is issued by
a foreign publicly listed company
a)
Depository receipt; b) commercial paper; c)
certificate of deposit; d) all the above; e) none of the above
06. The value of the loan amount under
retail lending normally range between
a)
Rs. 20000 to Rs. 1 crore; b) Rs 1 crore to
Rs. 10 crore; c) Rs. 10 crore to Rs 100 crore; d) More than Rs. 100 crores; e)
none of the above
07. According to the information available
it has been the experience of banks in the country in recent years under retail
lending that the following loans had the least level of impairment (defaults)
a)
Home loan portfolio; b) consumer loan
portfolio; c) vehicle loan portfolio; d) personal loan portfolio; e) none of
the above
08. Overseas depository bank – means which
among the following:
a)
A bank authorized by the issuing company to
issue global depository receipts against issue of foreign currency convertible
bonds or ordinary shares of the issuing company
b)
A bank authorized by the government to
issue global depository receipts against issue of foreign currency convertible
bonds or ordinary shares of the issuing company
c)
A bank authorized by the issuing company to
issue global depository receipts against receipt of a foreign currency
d)
A bank where deposits in foreign currencies
can be made
e)
None of the above
09. When it comes to the term called as
“OTCEI”, what do you mean by “E”?
a)
Exchange; b) Environment; c) Environment;
d) Entitlement; e) Enlistment
10. ______________is the ownership
interest in a company of holders of its common and preferred stocks
a)
Debenture; b) bond; c) equity; d) treasury
bill; e)none of the above
11. _____________________is a type of
preference share where the dividend payable on the same accumulates, if not
paid and after a specified date, these shares will be converted into equity
capital of the company
a)
Preference shares; b) cumulative preference
shares; c) cumulative convertible preference shares; d) participating
preference shares; e) none of the above
12. A bond giving the investor the option
to convert the bond into equity at a fixed conversion price is referred to as _____________bond
a)
Coupon bond; b) zero coupon bond; c)
convertible bond; d) conversion bond; e) none of the above
13. Commercial papers are money market
instruments issued normally for a tenure of ___________days
a)
Thirty days; b) ninety days; c) sixty days;
d) 120 days; e) all the above
14. ________________________are those
institutional investors who are generally perceived to possess an expertise and
the financial muscle to evaluate and invest in the capital markets
a)
Qualified Institutional buyers; b) share
transfer agents; c) certified institutional investors; d) certified
institutional buyers; e) none of the above
15. Red herring prospectus is a prospectus
a)
Which is issued in red colour; b) which
contains some clauses in red colour; c) which does not have details of either
price or number of shares being offered or the amount of issue; d) all the
above; e) none of the above
16. The issue of new securities to
existing shareholders at ratio to those already held is known as
a)
Preference shares; b) rights shares; c)
bonus shares; d) cumulative preference shares; e) none of the above
17. According to you, the main functions
of SEBI are
a)
Protecting the interests of investors in
securities; b) promoting the development of the securities market; c)
regulating the securities market; d) all the above; e) none of the above
18. When it comes to the following term
namely- IPO, what do you mean by “P”?
a)
Provisions; b) Public; c) Private; d)
Prudent; e) Pension
19. The _____________are the specified
intermediaries who are required to display due diligence and ensure that all
the requirements of DIP are complied with, while submitting the draft offer
document to Securities and Exchange Board of India
a)
Merchant bankers; b) equity players; c)
share issuers; d) securities dealers; e) none of the above
20. ______________This refers to the right
of certain preference shareholders to participate in profits, after a specified
fixed dividend contracted for is paid
a)
Preference shares; b) cumulative preference
shares; c) participating preference shares; d) preference shares; e) none of
the above
21. _________________are bonds issued by a company bearing a
fixed rate of interest usually payable half yearly, on specific dates and the
principal amount repayable on a particular date on redemption
a)
Security receipts; b) Government
securities; c) debentures; d) treasury bills; e) commercial paper
22. ____________________refers to a market
where securities are traded after being initially offered to the public in the
primary market and/or listed on the stock exchange.
a)
Security market; b) secondary market; c)
stock market; d) Bond market; e) debenture market
23. What do you mean by “C” in the term
called as FMCG?
a)
Customer; b) consumer; c) creditor; d)
country; e) none of the above
24. The short term bearer (upto ninetyone
days) bearer discount security, issued by the government (through the Reserve
Bank of India) as a means of meeting its cash requirements is called as
a)
Treasury bills; b) commercial paper; c)
coupon bonds; d) zero coupon bonds; e) convertible bonds
25. When it comes to the following term –
FPO, what do you mean by “F”?
a)
Further; b) facility; c) favour; d) future;
e) none of the above
26. In the ______________, the securities
like shares and debentures are offered to the public subscription for the
purpose of raising capital or fund:
a)
Secondary market; b) primary market; c)
share market; d) debenture market; e) none of the above
27. What do you mean by BRLM?
a)
Book running lead managers; b) Bank running
lead managers; c) Bank running liability managers; d) Bank running lead
management; e) none of the above
28. In the term called as AMFI, what do
you mean by “F”?
a)
Mutual; b) money; c) Managing; d) Miscellaneous;
e) none of the above
29. As per SEBI guidelines, any
entity/person engaged in the marketing and selling of mutual fund products is
required to pass a certification test and obtain a registration number from
whom the following?
a)
Securities and Exchange Board of India; b)
Association of Mutual Funds in India; c) National Stock Exchange; d) OTCEI; e)
Bombay stock exchange
30. The aim of balanced funds is to
provide
a)
Growth (capital appreciation) b) regular
income; c) both growth and regular income; d) no such scheme; e) none of the
above
ANSWERS:
|
1-E
|
2-B
|
3-A
|
4-E
|
5-A
|
6-A
|
7-A
|
8-A
|
9-A
|
10-C
|
|
11-C
|
12-C
|
13-B
|
14-A
|
15-C
|
16-B
|
17-D
|
18-B
|
19-A
|
20-C
|
|
21-C
|
22-B
|
23-B
|
24-A
|
25-A
|
26-B
|
27-A
|
28-A
|
29-B
|
30-C
|
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