01. When it comes to the financial markets
available in our country, which among the following is
True?
a)
Money market; b) debt market; c) forex
market; d) currency market; e) capital market
02. When it comes to money market
instruments, which among the following is not true?
a)
Treasury bills; b) term money; c)
certificate of deposits; d) corporate securities; e) commercial paper
03. The bonds made available through the
debt market in our country can be classified as:
a)
Financial bonds; b) public sector
undertaking bonds; c) corporate securities; d) all the above; e none of the
above
04. Which among the following is not under
the control of central banking authority?
a)
Monetary control; b) management of
government debts; c) lender of last resort to banks; d) banker to government;
e) equity market and debt market supervision and control
05. The capital markets regulatory
authority has supervision over:
a)
Stock exchanges; b) foreign institutional
investors; c) equity and debt raisers; d) mutual funds; e) all the above
06. ______________maintain a register of
share and debenture holders and process share and debenture allocation, when
issues are subscribed.
a)
Mutual funds; b) depositories; c)
registrars; d) brokers; e) stock exchanges
07. Find the correct match in respect of
the following:
a)
Chairman and managing director – general
manager – assistant general manager- deputy general manager
b)
General manager – assistant general manager
– deputy general manager – chairman and managing director
c)
Chairman and managing director – executive
director – general manager – deputy general manager
d)
Chairman and managing director – general
manager – executive director – deputy general manager
e)
Chairman and managing director – executive
director – general manager – assistant general manager
08. Find the correct order in respect of
the following:
a)
Head office – regional office – zonal
office –branch
b)
Head office – zonal office – regional
office – branch
c)
Regional office – zonal office – head
office – branch
d)
Head office – regional office – branch –
zonal office
e)
None of the above
09. Cash reserve ratio is the
__________deposit to be held by banks with Reserve Bank of India
a)
Voluntary; b) mandatory; c) optional; d) as
decided by the chairman and managing director e) none of the above
10. Urban cooperative banks are controlled
by______________and _________________
a)
State government-RBI; b) NABARD – RBI; c)
SEBI – RBI; D) Central government – NABARD; e) NABARD – state governments
11. Leasing, hire purchase and bill discounting
are the domain of_______________
a)
Non banking companies; b) mutual funds; c)
commercial banks; d) development banks; e) none of the above
12. Non banking finance companies are
licensed and supervised by the__________________and it prescribes that no NBFC
can operate without a valid license from the central banking authority
a)
State governments; b) finance ministry; c)
central banking authority; d) RBI; e) both © and (d) as above
13. The Reserve Bank of India was
constituted under the Reserve Bank of India act, _______and started functioning
with effect from 1st April_____________
a)
1934 – 1935; b) 1935-1934; c) 1944-1945; d)
1936-1937; e) none of the above
14. The overall money supply in the
economy is controlled by the central bank through:
a)
Money supply; b) volume of bank credit; c)
cost of bank credit; d) all the above; e) none of the above
15. ____________is the standard rate at
which Reserve Bank of India is prepared to buy or rediscount bills of exchange
or other eligible commercial paper from the banks
a)
Base rate; b) CRR; c) bank rate; d) Reverse
repo; e) repo rate
16. Reserve Bank of India has used other
tools of regulation in the past; however, after the liberalization policy of
1991, most of these tools have since been discontinued and are no longer used
by Reserve Bank of India and these tools are:
a)
Credit rationing/allocation; b) credit
planning; c) credit authorization scheme; d) inventory and credit norms; e) all
the above
17. Which among the following are certain
regulatory restrictions on lending by banks in terms of RBI’s directives or the
Banking Regulation act, 1949:
a)
No advance or loan can be granted against
the security of the bank’s own shares or partly paid shares of a company
b)
No bank should grant loans against
certificate of deposits, fixed deposits issued by other banks
c)
No bank should grant loans against money
market mutual funds
d)
All the above e) none of the above
18. Which among the following are the main
tools of Reserve Bank of India?
a)
Monetary control; b) cash reserve ratio; c)
statutory liquidity ratio; d) open market operations e) all the above
19. The Indian banking system is regulated
in terms of the provisions
a)
Reserve bank of India act 1934; b) Banking
regulation act 1949; c) companies act 1956; d) Negotiable Instruments act 1881;
e) Both (a) and (b) as above
20. Reserve Bank of India is the central
banking authority in our country and according to you which is the central
banking authority in United Kingdom?
a)
Bank of London; b) Bank of England; c)
Federal Reserve Bank; d) Bank of UK; e) none of the above
21. The central board of directors of
Reserve Bank of India comprises ________governor; ________ deputy governors and
____________directors
a)
1-4-15; b) 1-5-15; c) 1-3-15; d) 1-2-15; e)
none of the above
22. New and reissuable currency notes are
stored in _____________maintained by the banks as agents of Reserve Bank of
India
a)
Currency chests; b) treasuries; c)
branches; d) service units; e) godowns
23. To control inflationary situation in
the economy, RBI can increase one or more of these monetary tools:
a)
CRR-SLR-BANK RATE; b) SLR-CRR-BASE RATE; c)
CRR-SLR-REPO RATE; d) CRR-SLR-REVERSE REPO RATE; e) CRR-SLR-BENCHMARKING PLR
24. When it comes to the following term
namely- PLR – what do you mean by ”L”?
a)
Liberalisation; b) Liquidity; c) Lending;
d) License; e) Loan
25. The present day’s retail banking
sector is characterized by which of the following basic features?
a)
Multiple products; b) multiple channels; c)
multiple customer groups; d) all the above; e) none of the above
26. Multiple customer groups - one among
the basic features of retail banking sector comprises of
a)
Consumer; b) small business; c) corporate;
d) all the above; e) none of the above
27. When it comes to retail deposit
products, which among the following is irrelevant?
a)
Recurring deposit accounts; b) term deposit
accounts; c) no frills accounts for common man; d) depository services; e)
senior citizen deposit accounts
28. Safe deposit locker – a product
offered in the Indian retail banking segment under:
a)
Retail loan products; b) retail deposit
products; c) retail services; d) retail facilities; e) retail comforts
29. When it comes to the fund based
services, which among the following is not true?
a)
Working capital finance; b) short term
finance; c) bill discounting; d) vendor financing; e) export credit
30. Find the odd man out from the
following when it comes to the value added services provided by commercial
banks:
a)
Tax collection; b) syndication services; c)
real time gross settlement; d) cash management services; e) bank guarantees
ANSWERS:
|
1-D
|
2-D
|
3-D
|
4-E
|
5-E
|
6-C
|
7-C
|
8-B
|
9-B
|
10-B
|
|
11-A
|
12-C
|
13-A
|
14-D
|
15-C
|
16-E
|
17-D
|
18-E
|
19-A
|
20-B
|
|
21-A
|
22-A
|
23-A
|
24-C
|
25-D
|
26-D
|
27-D
|
28-C
|
29-D
|
30-E
|
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