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01. Treasury bills are one among the
various financial instruments initially sold by___________
To
raise funds
a)
Commercial banks; b) development banks; c) the
government; d) corporations’ e) representatives belonging to state governments
02. There are different money market
instruments for raising funds from the market and the money lent for 15 days or
more in the inter bank market is called as:
a)
Call money; b) notice money; c) term money;
d) commercial paper; e) all the above
03. According to you, the money lent for
one day is called as
a)
Call money; b) notice money; c) term money;
d) commercial paper; e) none of the above
04. The specified interest rate on a fixed
maturity security fixed at the time of issue is called as:
a)
Market rate of interest; b) call rate; c)
repo rate; d) coupon rate; e) discount rate
05. The money market in our country has
been divided into organized sector and unorganized sector and which among the following
do not fall under the unorganized sector category?
a)
Reserve Bank of India; b) All commercial
banks including SBI group, nationalized banks, foreign banks; c) Life Insurance
Corporation of India; d) Indigenous banks; e) General Insurance Corporation of
India
06. The money lent for more than one day;
however, not more than fifteen days is called as:
a)
Call money; b) notice money; c) term money;
d) commercial paper; e) none of the above
07. A _________________is an institution
which accepts deposits, makes business loans and other related services
a)
Development bank; b) savings bank; c)
commercial bank; d) indigenous bank; e) local area bank
08. _________________are those financial
institutions engaged in the promotion and development of industry, agriculture
and other key sectors
a)
Commercial banks; b) development banks; c)
Reserve Bank of India; d) all the above; e) none of the above
09. Money lenders and sahukars called
as___________________collect deposits from the general public and grant loans
to the needy persons out of their own funds as well as from deposits.
a)
Local area banks; b) Indigenous banks; c)
commercial banks; d) development banks; e) none of the above
10. Which among the following are the
various functions of exchange banks?
a)
Remitting money from one country to another
country; b) discounting of foreign bills; c) buying and selling gold and
silver; d) helping import and export trade; e) all the above
11. The main objective of
_________________ is to give loans to consumers for purchasing the durables
like motor car, television set, washing machine, furniture etc and the
borrowers have to repay the loans in easy instalments
a)
Commercial banks; b) consumer banks; c)
development banks; d) special banks; e) none of the above
12. __________________attracts high rates
of interest and longer the period of deposit higher is the rate of interest and
it is also called as the time liability of the bank
a)
Fixed deposit; b) time deposit; c) term
deposit; d) all the above; e) all the above
13. A depositor can deposit his funds in
______________________any number of times he likes and can also withdraw the
same any number of times he wishes
a)
Savings bank; b) current account; c)
recurring deposit; d) both (a) and (b) as mentioned above; e) none of the above
14. A depositor can deposit his funds in
___________________any number of times as he likes and can also withdraw the same any number of times he likes and as at
present he earns no interest for the amount kept in the account
a)
Savings bank; b) current account; c)
recurring deposit; d) fixed deposit; e) none of the above
15. On this account, restrictions are
imposed by the bank on the amount to be withdrawn by the depositor and the bank
pays interest on this account although the rate of interest is less than the
rate of interest payable in fixed deposit
a)
Recurring deposit; b) savings bank; c)
current account; d) fixed deposit; e) none of the above
16. _________________refers to that market
wherein short term monetary assets are bought and sold and according to Reserve
Bank of India, it is the centre of dealings mainly of short term character in
monetary assets
a)
Money market; b) capital market; c)
financial market; d) commercial market; e) short term market
17. _________________is a mechanism that
allows people to buy and trade financial securities such as stocks. Bonds,
commodities and other fungible items of value at low transaction costs and at
prices that reflect the efficient market hypothesis.
a)
Commodity markets; b) financial markets; c)
capital market; d) all the above; e) none of the above
18. When it comes to unorganized sector,
which among the following is not true?
a)
Indigenous bankers; b) money lenders; c)
chit funds; d) nidhis; e) cooperative bank
19. Financial instruments provide short
term and they include
a)
Commercial paper; b) hundies; c)
certificates of deposits; d) promissory notes; e) all the above
20.
Banks
borrow in this money market for the following purposes:
a) To fill
the gaps in temporary mismatches in funds
b) To
meet the cash reserve ratio and statutory reserve ratio – the mandatory
requirements as stipulated by RBI
c) To
meet sudden demand for funds arising out of larger outflows
d) All
the above; e) none of the above
21. When it comes to organized sector,
which among the following is not true?
a)
Reserve Bank of India; b) Public sector
commercial banks; c) private sector commercial banks; d) money lenders; e)
cooperative banks
22. Which among the following are called
as financial instruments?
a)
Call money market; b) bill market; c) bank
loans; d) all the above; e) none of the above
23. When it comes to public sector commercial
banks, which among the following is not true?
a)
State Bank of India; b) Nationalised banks;
c) Regional Rural banks; d) Foreign banks; e) SBI associate banks
24. Which among the following are
participants in call/notice money market?
a)
Banks; b) primary dealers; c) development
finance institutions; d) insurance companies; e) all the above
25. ___________________refers to the
market for government and semi government securities, backed by the RBI
a)
Gilt edged market; b) industrial securities
market; c) primary market; d) secondary market; e) none of the above
26. The industries securities market
refers to the market which deals in:
a)
Equities; b) debentures; c) treasury bills;
d) commercial paper; e) only (a) and (b) as above
27. Which among the following is called as
stock exchange?
a)
Gilt edged market; b) primary market; c)
secondary market; d) old issues market; e) both © and (d) as above
28. The initial public offer is connected
to which among the following:
a)
Primary market; b) secondary market; c) old
issues market; d) gilt edged securities market; e) none of the above
29. Which among the following are the
basic objectives of Securities and Exchange Board of India?
a)
Protecting the interests of investors in
securities
b)
Promoting the development of securities
market
c)
Regulating the securities market
d)
All the above; e) none of the above
30. What are the main functions of
Securities and Exchange Board of India?
a)
Regulating the business of the stock market
and other securities market
b)
Promoting and regulating the self regulatory
organizations
c)
Prohibiting fraudulent and unfair trade
practices in securities market
d)
Promoting awareness among investors and
training of intermediaries about safety of the market
e)
All the above
ANSWERS:
|
1-C
|
2-C
|
3-A
|
4-D
|
5-D
|
6-B
|
7-C
|
8-B
|
9-B
|
10-E
|
|
11-B
|
12-D
|
13-D
|
14-B
|
15-B
|
16-A
|
17-B
|
18-E
|
19-E
|
20-D
|
|
21-D
|
22-D
|
23-D
|
24-E
|
25-A
|
26-E
|
27-E
|
28-A
|
29-D
|
30-E
|
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