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Friday, November 17, 2017

What do you mean by term deposits?



·         Fixed deposits, recurring deposits and reinvestment deposits are called as term deposits since these deposits are opened for a specific period
·         The minimum period for which the term deposit can be opened is 7 days and the maximum period is 10 years.
·         Interest is paid according to the period of deposit. Interest is decided by the respective banks only.
·         Reserve Bank of India has no control over the interest payable in term deposits by the banks

1 comment:

Unknown said...

Hi Sir! Just got to know your blog spot while I was searching for an answer in Quora. Your Information has been very valuable.I would like to know about the terms CRR,SLR,RR,RRR which are quite frequently used in banking. I'm a civils aspirant and I would like to hear it from you in as layman terms as possible and with an example.Thank You :)